Joe is the Founder of Bookmark.org, and Technical Program Manager of Payments Infrastructure at Google. He is a specialist in tokenization, interoperability, and decentralization. He worked on search (hotels and flights), ads (hotel booking), data (payments risk), security (travel partners), and special programs (payments) at Google for 4 years. He was previously the founder of a specialty vertical search engine (Storage.com) and a performance advertising network. He is an angel investor in a Y-Combinator startup working on direct to consumer blood test ordering. He has a Bachelor of Science in Computer Science from Johns Hopkins University ('02) and a Master of Science in Software Management from Carnegie Mellon University ('20).